Notice

For simplicity and readability, gendered language is not used. All personal references apply equally to all gender identities.

Overview

This document sets out the Terms of Use and the Privacy Notice (collectively the “Terms”) governing access to and use of the website www.orioncapital.ch (the “Website”).

The Website is operated by Orion Capital AG, a Swiss corporation with its registered office in Zurich, Switzerland (the “Operator”).

By accessing or using this Website, you confirm that you have read, understood, and accepted these Terms and the applicable Privacy Notice. If you do not agree, you should refrain from using the Website.

Purpose and Scope

The Website provides general information about Orion Capital AG, its services, and its investment philosophy.

All content is provided for informational purposes only and does not constitute an offer, solicitation, recommendation, or invitation to buy or sell any financial instrument, to enter into any transaction, or to establish a contractual relationship.

The Website is not directed at any person in a jurisdiction where its publication or availability would be unlawful. Users are responsible for ensuring that their access complies with applicable local laws and regulations.

Regulatory and Legal Framework

The operation of this Website and the processing of personal data are governed by, among others:

• Swiss Federal Act on Data Protection (revDSG, in force since 1 September 2023)

• Ordinance to the Federal Act on Data Protection (DPO)

• Swiss financial market supervisory legislation, including FINMASA and applicable FINMA circulars

• EU General Data Protection Regulation (GDPR), where applicable due to cross-border relevance

Orion Capital AG applies these standards consistently in line with regulatory expectations for Swiss financial institutions.

Data Handling Principles

Personal data is processed lawfully, proportionately, and for defined purposes only.

• Data is collected solely for direct communication, website operation, and legitimate business or regulatory purposes

• Personal data is not sold, traded, or shared for commercial or advertising purposes

• Data is retained only for as long as necessary to fulfill its purpose or to meet legal or regulatory requirements

Appropriate technical and organizational measures are implemented to ensure confidentiality, integrity, and availability of data.

Privacy Notice

1. Data Controller

Orion Capital AG acts as the data controller for personal data processed in connection with this Website.

2. Legal Basis for Processing

Personal data is processed only where one or more of the following legal bases apply:

• Performance of a contract or pre-contractual measures

• Legitimate business interests, including secure operation of the Website

• Compliance with legal or regulatory obligations

• Explicit consent, where required

Processing follows the principles of purpose limitation and data minimization.

3. Categories of Data

Processed data may include:

• Identification and contact information voluntarily provided

• Technical access data such as IP address, browser type, device information, timestamps, and visited pages

• Communication content submitted via email or contact forms

Sensitive personal data is not processed unless legally required.

4. Data Retention

Personal data is retained only for as long as necessary for the stated purposes or as required by law, regulation, or internal retention policies. Data is securely deleted or anonymized once retention is no longer justified.

5. Log Files and Cookies

The hosting provider may automatically collect technical log data for security, stability, and maintenance purposes.

The Website may use essential and basic analytics cookies to improve usability and performance. Cookies can be managed through browser settings, noting that disabling cookies may affect functionality.

6. Third-Party Service Providers

Orion Capital AG may use carefully selected service providers for hosting, analytics, communication, and internal organization. These providers act solely on instructions and are contractually bound to confidentiality and data protection obligations.

7. Third-Party Links

The Website may contain links to third-party websites. Orion Capital AG has no control over and assumes no responsibility for their content, availability, or data protection practices.

8. Children’s Data

The Website is not intended for individuals under the age of 16. Personal data relating to minors is not knowingly collected.

Intellectual Property Rights

All content on the Website, including text, images, logos, layout, and software, is protected by copyright, trademark, and other intellectual property laws.

Unless otherwise stated, all rights belong to Orion Capital AG or licensed third parties. Users are granted a limited, non-exclusive, non-transferable right to access the Website for personal, non-commercial use only.

Any reproduction, distribution, modification, or commercial use requires prior written consent.

Use Restrictions

Users must not:

• Use Website content without authorization

• Use the Website for unlawful, misleading, or harmful purposes

• Attempt to interfere with security or technical functionality

• Engage in automated data extraction, scraping, or mining

• Misrepresent Orion Capital AG or use the Website for solicitation

Access to certain areas may be restricted at the Operator’s discretion.

No Advisory Relationship

The Website does not provide investment, legal, tax, or financial advice.
Accessing or using the Website does not create a client, advisory, or fiduciary relationship.

Professional advice should be obtained before making financial decisions.

No Warranties

The Website and its content are provided “as is” and “as available”.

Orion Capital AG makes no warranties regarding accuracy, completeness, timeliness, or fitness for a particular purpose. Information may change without notice.

Past performance is not indicative of future results. Investments involve risks, including potential loss of capital.

Limitation of Liability

To the maximum extent permitted by law, Orion Capital AG disclaims liability for any direct or indirect damages arising from access to or use of the Website.

Where liability cannot be excluded, it is limited to foreseeable damages and excludes indirect or consequential losses.

Indemnification

Users agree to indemnify and hold harmless Orion Capital AG and its representatives from claims arising from misuse of the Website or breach of these Terms.

Amendments

Orion Capital AG may amend these Terms and the Privacy Notice at any time. The version published on the Website is the currently applicable version.

Severability

If any provision is found invalid or unenforceable, the remaining provisions remain in effect. The invalid provision will be replaced by a valid one that best reflects the original intent.

Governing Law and Jurisdiction

These Terms and all matters relating to the Website are governed by Swiss law.
The exclusive place of jurisdiction is Zurich, Switzerland.

Contact

Orion Capital AG
Talacker 21
8001 Zurich
Switzerland

Email: info@orioncapital.ch

Last updated: January 2026